Are Premium Bonds worth it? Tax Are Premium Bonds safe and secure? Next steps. What are Premium Bonds. Back to top. How do Premium Bonds work? Once held for a full month bonds are included in a monthly draw and you stand a chance of winning a cash prize. You can buy them for yourself or on behalf of your child, grandchild or great-grandchild. You must be aged at least 16 to purchase Premium Bonds for yourself. Premium Bonds may be for you if:. Join our Facebook group. All the money you put into Premium Bonds is secure.
Most people who buy Premium Bonds will earn only a small amount as a percentage of the money they contribute. Unless you win one of the bigger prizes, your return is unlikely to beat inflation. Find out more about how inflation affects your savings in our guide Inflation — what the saver needs to know. How to buy Premium Bonds. How to sell Premium Bonds. You can cash in your Premium Bonds at any time without penalty.
You can also cash in online without having to create an account. Then fill it out and post it to the address printed on the form. How long does it take to cash in Premium Bonds? Find out more in our guide Tax on savings and investments — how it works.
Are Premium Bonds safe and secure? Your money is secure, since Premium Bonds are fully backed by the government. Find out more in our guides: Sort out a money problem or make a complaint Compensation if your bank or building society goes bust. Use our Money Navigator Tool.
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Staying put: Only a FIFTH of people want to downsize when they retire, with most saying they are 'too attached' to their home Petrol has now risen above p a litre and diesel is close to breaching p as experts predict an 'excruciatingly expensive winter for drivers' I'm not a crypto investing genius and you probably aren't either: SIMON LAMBERT on the perils for investors of big returns Check our independent best-buy savings tables.
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